A. User and Merchant Apps

TIER consists of user and merchant apps.

TIER provides users with a convenient payment and remittance experience, while providing merchants with the opportunity to increase sales performance by easily using the app without a card swipe machine or POS machine

A service app for users that enables remittance and payment without a bank account at a lower cost than bank fees. Top-up en-Cash (TIER’s mobile money) and enjoy withdrawal, QR payment, and remittance services.

App for those who sign up as merchants (business), where registered merchants can receive payment using QR Code from TIER app users, cash withdrawal agency service, receive and manage settlement, employee management, etc.

Figure 21. TIER User & Merchant app features

TIER User App

  • Easy and simple sign up

  • Mobile money en-Cash

  • Offers a variety of top-up methods

  • Provides various withdrawal methods *Designee withdrawal

  • QR payment function (with tipping function)

  • P2P transfer and QR payment

  • Points that can be used like cash are provided to the users who participates in various events

  • Rewards that can be used like cash are provided based on user’s verification status and activity index

  • AUC Blockchain Wallet Built-in (Send, Receive, Buy, Swap, etc.)

  • Make payments with AUC (To-Be)

TIER Merchant App

  • Simple merchant subscription (free subscription, installation fee X)

  • Provides easy QR payment and settlement functions

  • Designed so that street vendors can easily register and receive payments

  • Freed from complicated and expensive POS machines and card machines

  • Discount on settlement fee rate based on merchant verification level

  • If selected as the Ultimate Creditor, cash payment (withdrawal) to users is possible and various benefits are provided to merchants

  • Employee registration/deletion/ management function Provide tip receiving function

  • Provide tip receiving function

  • Provide to receive payments in AUC (To-Be)

TIER User (Android)
TIER User (iOS)

TIER Merchant (Android)
TIER Merchant (iOS)